Romford Combined Liability Insurance
Combined liability insurance consists of public liability, product liability and employers liability cover, and covers both members of the public and employees.
Benefits of combined liability insurance.
- Enables companies to meet the cost of compensation or legal fees for employee or public claims.
- Covers companies that deal directly with the public or work away from home at other premises.
- Covers a wide range of 'worse case scenarios'.
- All cover is with one company.
Combined liability insurance in detail.
Public Liability - protects against all legal liability for death or injury to third parties. It also includes damage or physical loss of material property in connection with the business. Many trade associations require insurance as a condition of membership.
Product Liability - protects the insured against all legal liability for death or injury to third parties caused by any product supplied and or accidental damage to third party property.
Employers' Liability - provides cover in respect to claims arising out of injury or disease to employees in the course of their employment. It's compulsory for any UK employer under the Employers' Liability (Compulsory Insurance) Act 1969.